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What
are the requirements to qualify for
a Crown Jewelers charge account?
What if I have bad credit?
How long is my approval good for?
How does the account work?
Do you accept personal checks?
How do I get a zero down account?
Can my account ever be downgraded?
Will I receive a statement?
When is my payment due?
How much is my minimum monthly payment?
Where can I make my payments?
Where can I report change of
address, email address etc. ?
Can I charge shipping, and handling
to my Crown Jewelers account? |
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| What
are the requirements to qualify for
a Crown Jewelers charge account?
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No prior credit history is required,
however to qualify for an account
with Crown Jewelers you must:
- be currently employed
- be 18 years of age
- reside in the US
- complete and submit our secure
online application
- not have any prior accounts
with Crown Jewelers or it's affiliates
All no credit check accounts initially
require a small down payment.
Once your account is approved,
Login
to find out your required down payment
and make purchases on account.
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| What if I have bad credit? |
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We want to help you re-establish your good credit rating! Our credit decision relies on verification criteria that does not include your prior credit history with other creditors. Our unique program is designed to reward those who, over time, demonstrate an ability and willingness to pay on their Crown Jewelers charge account.
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| How long is my approval good for? |
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Your approval is good as long as
all the required information on your
account is current and that information
can be verified before processing
your order.
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| How does the account work? |
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Once your account is
approved, we will email you your account
number, credit limit and password.
You will simply visit our website
and click the account
Login Icon.
Once logged in, you will see down
payment required on your account next
to the price of an item. Add the items
you wish to purchase to the shopping
cart. Simply pay your required down
payment plus shipping & handling
at the time of checkout, using a major
credit card or PayPal. You may also mail your payment by check or money order. You pay for the balance
of the purchase in monthly payments
in accordance with the
charge
agreement.
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| Do you accept personal checks? |
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| Yes, we do. If you pay by personal check, your product will NOT be shipped until your check has cleared the bank. For faster processing of your order please mail in a USPS money order instead. PLEASE DO NOT MAIL CASH.
For your convenience Crown Jewelers
now accepts payments from your Paypal
accounts. Paypal Lets you send money
by email. To sign up for your Paypal
account, please click here
Make payments with PayPal - it's fast, free and secure!
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| How do I get a zero down account? |
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| Crown Jewelers currently offers a Guaranteed zero down account in as little as six months provided;
1). A purchase is required to activate the account.
2). The account must remain in good standing for 6 consecutive months (minimum monthly payments made on time).
3).
All the required information on your
account is valid at the time we process
your order AND
4).
You have an available balance on your charge account.
Down payments and credit limits on Crown Jewelers accounts are reviewed periodically and subject to change based on your payment history with us. Please note, the "zero down" credit limit may be lower than the total credit limit associated with the account and is determined by payment history. You can log into your account any time to see your down payment amount.
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| Can
my account ever be downgraded? |
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Yes,
if your account ever goes delinquent
we not only reserve the right to close
or place a hold on your account, but
upon your bringing it current we may
increase the down payment and/or reduce
the credit limit.
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| Will I receive a statement? |
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Yes, you
will be mailed a statements every
month, however not receiving a statement
does not exempt you from making your
payments. It is important that you always pay on time.
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| When is my payment due? |
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There
is a minimum payment due once every
month on or before last day of every
month.
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| How much is my minimum monthly payment? |
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Your
minimum monthly payment is $25 or
5% of your account balance, whichever
is more, plus any past due amount
from prior month(s).
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| Where can I make my payments? |
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You
can
pay online
or mail your payments
to Crown Jewelers Inc.
P.O. Box 630705,
Irving, Texas 75063-0134
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| Where can I report change of address,
email address etc. ? |
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Simply
use the form provided on
Your Account
page and submit it online.
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| Can I charge shipping, and handling
to my Crown Jewelers account? |
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No, at
this time you must pay shipping and
handling charges (in addition to any
applicable down payment) using a major
credit card or PayPal
at the time of check out, or include
it in your payment by mail.
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| *Crown Jewelers reserves the right
to modify or discontinue their credit
program, if they deem necessary, at
any time without giving up any of
their rights.
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